Fully Embedded (Native)
The best possible customer experience with the highest conversion rate is achieved by full integration with myFlowpay Embedded Finance API. Customer does not need to leave your platform as all data and processes are available right there while Flowpay is running everything behind the scenes. On the other hand, this option is the most extensive in terms of business analysis and implemention effort required from you.
This option requires you to design and implement following UI and integration:
- Service activation including customer’s consent to provide data to Flowpay
- Provide merchant business data via API
- Facilitate the KYC process of statutory representative
- Facilitate the connection of bank account via Open Banking
- Display financing calculator with product configuration and installment plan
- Submit application
- Display of current or past financings
- Receive webhooks with notifications of important events
- Service termination
Value stream and process overview
Customer base pre-scoring
This option also allows to run pre-scoring for the whole customer base and approach the customers with pre-generated offers. All required is you providing us with your customer’s pseudonymized sales transacions data (typically orders or payments). Based on the data we generate financing offers and you distribute them to your customers in your preferred way.
Tech specs
See tech specs below to learn about the sales transaction API and Embedded Finance API suite.