Linkout
This is the easiest option to start with. All required is you providing us with your customer’s pseudonymized sales transacions data (typically orders or payments) periodically (typically once per month). Based on the data we generate preliminary financing offers for your customers delivering them back to you. You distribute the offers to your customers in your preferred way (typically via email campaign).
Interested customers are navigated to a landing page which is part of myFlowpay self-service web application. The landing page is co-branded with your logo and information your customers are familiar with. Customers are presented with the preliminary offer via interactive financing calculator enabling them to configure requested financing in terms of amount and repayment period. Customers then need to sign-up with Flowpay and continue with the standard myFlowpay onboarding process. Customer provides us with additional data enabling us to fine-tune the financing offer according to the results of our scoring models.
This option requires you to do the following:
- Provide us with merchant's bulk sales transaction data
- Receive pre-generated bulk offers and distribute them to the customers
Value stream and process overview
Tech specs
This option requires basically no coding on your side. See tech specs below to learn about the required bulk sales transaction data interface for our scoring models and the file format specification to receive preliminary offers from us.
Individual customer activation
If you cannot or do not want to provide us with bulk sales transaction data, you can implement a service activation page within your platform asking the customer to consent the handover of their data to Flowpay. Customer is then navigated to myFlowpay web app while you provide us with the basic identification of the customer and their sales transaction data (typically historical orders or payments) so that we are able to generate a financing offer. Customers signs up and our platform presents the financing offer in form of interactive financing calculator enabling them to configure requested financing in terms of amount and repayment period.
This option requires you to design and implement following UI and integration:
- Landing page to ask for customer’s consent to provide data to Flowpay
- Provide merchant's sales transaction data via API
- Navigate customer to myFlowpay web app via secured URL
Value stream and process overview
Tech specs
See tech specs below to learn about the sales transaction API and secure linkout URL required for this option.